Sanlams lifepower – The HIV pandemic has been one of the biggest challenges that has confronted the South African government and its citizens over the last three decades with the country believed to have more people with HIV/AIDS than any other country in the world. While immense prevention and treatment steps have been taken by Government and other cooperating partners to combat the scourge, HIV still remains a serious social and economic challenge. One of the challenges with the HIV scenario is the access to insurance by those afflicted by HIV. This scenario is what brought Sanlam lifepower HIV cover.
Life power is a range of solutions designed to offer comprehensive personal cover solutions to people living with HIV. Premiums under this plan run from R130 per month and you are covered up to R10 million. The policy premium increases at a rate of 5% per annum and the cover is provided for either a 10 or 20 year loan term. These solutions are divided into lifepower term life, lifepower whole life and lifepower loan. These life power solutions assists individuals to qualify for a home and business loan, these solutions also give you and your family peace of mind and financial security in the event of death or disability.
It is however a requirement that the insured under this policy adheres to recognised treatment guidelines. Adherence means managing your HIV status appropriately. This includes going for regular HIV monitoring blood tests, starting appropriate anti-retroviral treatment (ART) at the right time, remaining on ART once initiated and taking drugs regularly as prescribed by your doctor. Not being adherent threatens your health and results in the reduction of the lifepower policy benefits.
To access this amazing product, Sanlam can be contacted on 0861548464.